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Medical Loan

When health emergencies strike, waiting isn’t an option. That’s where a medical loan steps in—offering fast financial help for sudden treatments, procedures, or hospitalisations. If you’ve ever wondered what a medical loan is, think of it as a personal loan specifically meant to cover medical expenses. It helps you act fast when every second counts.

No long waits, no added stress—just swift support when you need it most. Download the Kissht app and apply for an emergency medical loan in minutes.

Medical LoanFeatures & Benefits

Instant Loans Up to ₹5 Lakhs

Get your personal loan approved in 5 minutes with Kissht.

No Collateral Required

Get a medical loan from Kissht - no assets needed.

Digital Bank Transfer

Instant medical loan disbursed directly to your bank.

100% Digital Process

Fully digital medical loan application with Kissht.

Minimal Documentation

Quick medical loan with minimal paperwork required.

Affordable Interest Rates

Get care without compromise—thanks to competitive medical loan interest rates.

How To Apply for Kissht Personal loan?

Verify Mobile Number

Enter your number on the Kissht app, receive an OTP, and verify.

Enter Basic Details

Fill in your name, DOB, address, and employment details accurately.

Complete Digital KYC

Upload your PAN and Aadhar for quick verification.

Get your Loan

Upon approval, funds are instantly transferred to your account.

Eligibility Criteria

Nationality: Indian citizen

Age: Between 21 and 60 years.

Documentation: Selfie, PAN Card, and Aadhaar Card.

Income Proof: Required only for select high-value loans based on credit profile.

Profile: Salaried, Self-Employed, Small business owners & MSMEs

Documents Required for Travel Loans

Basic
details

Aadhaar card & Selfie verification

PAN card of the borrower

Income
details

Kissht Personal Loans when you need them

Frequently Asked Questions?

A medical loan is a financial product designed to cover the cost of medical treatments. Whether it's for an emergency, surgery, or general healthcare needs, you can apply for a loan for medical treatment. Using a medical loan app, like Kissht, allows for quick access to funds through an instant medical loan or personal loan for medical emergencies.

A personal loan for medical treatment provides immediate financial support for medical expenses. Once you apply, the lender assesses your eligibility based on your income and credit profile. Upon approval, the medical loan is disbursed to you, and you can use it for surgeries, treatments, or emergencies. Repayment is made through fixed monthly installments over a convenient tenure.

Yes, a medical loan can be used for surgeries like heart, cancer, or knee replacement. These loans are designed to cover a wide range of medical expenses, including major surgeries. You can apply for an instant medical loan or a personal loan for a medical emergency through Kissht’s app, ensuring quick access to funds for treatment.

To apply for a medical loan, you typically need the following documents: • Selfie for identity verification • PAN Card • Aadhaar Card These documents help verify your identity and process the loan quickly, allowing you to access funds for medical treatment.

To apply personal loan for medical emergency, follow these steps: 1. Download the Kissht app from your app store. 2. Verify your mobile number by entering it and confirming the OTP. 3. Enter basic details like your name, date of birth, address, and employment information. 4. Complete digital KYC by uploading your PAN and Aadhaar for quick verification. 5. Once approved, the funds are instantly transferred to your account.

Yes, you can take a loan for medical treatment to cover expenses like surgeries, hospital bills, or emergency care. Whether it's a planned procedure or an urgent medical situation, you can apply for a medical loan through Kissht’s app. The loan can be used for various treatments, and repayment is made through easy installments.

Eligibility for a medical loan typically includes the following: • Nationality: Indian citizen • Age: Between 21 and 60 years Additional factors like income and employment status may also be considered when applying for a medical loan. With these basic requirements, you can easily access the funds needed for medical treatment.

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