Why Choose Kissht for Personal Loan App

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Instant Approval Process

Instant Approval Process

Apply in minutes through our
instant loan app.

Quick Disbursal

Quick Disbursal

Get cash disbursed to your account within minutes.

100% Digital Journey

100% Digital Journey

No physical paperwork is needed with Kissht online loan app.

Flexible Loan Amounts

Flexible Loan Amounts

Choose small or big loans as needed.

 Trusted by Millions

 Trusted by Millions

One of the best loan apps in India.

Borrow Anytime

Borrow Anytime

24x7 access through our instant personal loan app.

How to avail Kissht Personal Loan App?

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Step 1

Step 1

Open your phone's Google Playstore app.

Step 1

Step 1

Open your phone's Google Playstore app.

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Step 2

Step 2

Type “Kissht ” in the search bar.

Step 2

Step 2

Type “Kissht ” in the search bar.

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Step 3

Step 3

Tap on the official app from Kissht.

Step 3

Step 3

Tap on the official app from Kissht.

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Step 4

Step 4

Click ‘Install’, then wait for the download to finish

Step 4

Step 4

Click ‘Install’, then wait for the download to finish

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Step 5

Step 5

Open Kissht app and sign up to explore instant personal loan offers

Step 5

Step 5

Open Kissht app and sign up to explore instant personal loan offers

Who Can Benefit from Kissht Loans?
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Salaried Individuals

Salaried Individuals

If you receive a regular monthly salary, you can easily apply through Kissht’s instant personal loan app.

Self-Employed Professionals

Self-Employed Professionals

Business owners, consultants, and professionals can avail loans via our trusted online loan app.

Freelancers

Freelancers

Working independently? You're eligible too. Get access to quick funds using Kissht’s loan app.

First-Time Borrowers

First-Time Borrowers

New to credit? You can still apply and explore personal loan options with Kissht.

Documents Required for Personal Loan Online
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Basic details

Basic details

Name, address, and employment information to assess personal loan eligibility for salaried individuals.

KYC Documents

KYC Documents

Submit Aadhaar card and selfie verification via theinstant loan app.

PAN Card

PAN Card

Required for identity verification while applying for an instant personal loan.

Income details

Income details

Proof of income is required to be eligible for an instant loan online.

How to apply for Kissht loan?

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How Kissht Protects Your Data?

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Your data stays safe with Kissht

We follow stringent security protocols and comply with all regulatory standards to keep your information safe.

Safe & Secure

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Popular Reasons People Use Kissht
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Medical Emergencies

Doctor’s bills don’t wait—your loan shouldn’t either. Get an instant personal loan when you need it most

Medical Emergencies

Education Fees

From coaching fees to semester dues, fund it fast. Kissht’s online loan app gets it done

Education Fees

Shopping or Festive Needs

Splurge smart with a quick loan for that wishlist. Try Kissht for instant personal loans.

Shopping or Festive Needs

Bill Payments & Rent

Beat late fees and never delay rent again. Access loan options anytime, anywhere.

Bill Payments & Rent

Home or Car Repairs

Fix it now, pay later with flexible EMIs. Use the best loan app in India to stay stress-free.

Home or Car Repairs

Frequently Asked Questions?

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faq

The Kissht app is an easy-to-use online loan app that helps users get access to instant personal loans and business loans. It offers a fully digital process, with no paperwork needed. As one of India’s trusted loan apps, it allows you to apply, track, and repay your loan from one place. If you're looking for a reliable loan app, Kissht is the right choice.

You can download the Kissht app directly from the Google Play Store. Just search for 'Kissht' and tap ‘Install’ to begin. Once downloaded, you can explore instant personal loan and business loan offers through a fully digital process. The app is designed to be quick and user-friendly, making it a trusted choice among popular instant loan app options in India.

To apply for a loan on the Kissht app, you must be an Indian citizen aged between 21 and 60 years. The app supports salaried individuals, self-employed professionals, small business owners, and MSMEs. Basic documents like a selfie, PAN Card, and Aadhaar Card are required. Income proof is needed only for select high-value loans.

Applying for an instant personal loan online with the Kissht app is quick and fully digital:
Step 1: Verify your mobile number via OTP.
Step 2: Fill in basic details like name, DOB, and employment information.
Step 3: Complete KYC by uploading your PAN and Aadhaar Card.
Step 4: Once approved, your loan is instantly credited. Kissht is a reliable instant loan app built for fast, easy access.

To apply for a personal loan with the Kissht app, you’ll need: 1. Basic details – name, address, and employment information 2. KYC documents – Aadhaar card and a live selfie 3. PAN card – for identity verification 4. Income proof – required for select loan amounts

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Kissht - Sapno Ko
Kaho YES!

Kissht - Sapno Ko
Kaho YES!

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40M+

Downloads

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4000Cr+

Loan Disbursed

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1Cr+

Customer

PlayStore
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