PERSONAL LOAN
Get Instant Loans for all your dreams!
Achieve your dreams with easy, affordable personal loans up to Rs. 5 Lakhs with Kissht.
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What is Personal Loan?
A personal loan offers quick, collateral-free financing for diverse financial needs. With competitive interest rates, minimal paperwork, and swift approval, instant personal loans ensure seamless access to funds. Its flexible repayment options make it a strategic financial tool for managing expenses efficiently.
Personal Loan Calculator
Calculate your Personal Loan EMI:
Loan Amount
How much do you need?
Amount
Min ₹5K
Max ₹60L
Rate of Interest
Annual Interest Rate
Percentage
Min 6%
Max 36%
Loan Tenure
Repayment Tenure
Month(s)
Min 3 Months
Max 72 Months
Loan Amount
How much do you need?
Amount
Min ₹5K
Max ₹60L
Rate of Interest
Annual Interest Rate
Percentage
Min 6%
Max 36%
Loan Tenure
Repayment Tenure
Month(s)
Min 3 Months
Max 72 Months
Here’s a quick example to illustrate:
Loan Amount (Principal) - ₹1,00,000
Total Interest Rate - 12%
Tenure - 12 months
EMI - ₹9,025.83
Interest Rate - 15% per annum
APR - Start from 19%
Processing Fee (incl. GST) - ₹3000 (3%)
Disclaimer -
The Loan EMI Calculator provides an estimated value. Please consult your lender for accurate details.
Why Choose Kissht for Personal Loan
Flexible Repayments
Choose EMI plans that suit your income and financial goals.
Instant Approval
Get approval within minutes through Kissht instant loan app.
Lower Interest Rates
Get a loan at affordable personal loan interest rates.
Quick Disbursals
Money credited within minutes via Kissht loan.
100% Paperless
Get your loan with a completely digital and hassle-free process.
Minimal Docs
Just upload your PAN, Aadhaar and a selfie. No lengthy paperwork.
Flexible Repayments
Choose EMI plans that suit your income and financial goals.
Instant Approval
Get approval within minutes through Kissht instant loan app.
Lower Interest Rates
Get a loan at affordable personal loan interest rates.
Quick Disbursals
Money credited within minutes via Kissht loan.
100% Paperless
Get your loan with a completely digital and hassle-free process.
Minimal Docs
Just upload your PAN, Aadhaar and a selfie. No lengthy paperwork.
Flexible Repayments
Choose EMI plans that suit your income and financial goals.
Instant Approval
Get approval within minutes through Kissht instant loan app.
Lower Interest Rates
Get a loan at affordable personal loan interest rates.
Quick Disbursals
Money credited within minutes via Kissht loan.
100% Paperless
Get your loan with a completely digital and hassle-free process.
Minimal Docs
Just upload your PAN, Aadhaar and a selfie. No lengthy paperwork.
Benefits of Personal Loan
Loan Top-ups Available
Get an unsecured loan without pledging assets.
Direct Bank Transfer
Get your loan amount transferred directly to your bank account.
100% Digital Process
Apply anytime using our Kissht personal loan app.
Multi-Purpose Loans
Use funds for travel, medical, or personal needs.
Transparent Terms
No hidden fees or surprise charges.
No Collateral Required
Enjoy hassle-free unsecured borrowing.
Personal Loan
Eligibility Criteria
How to apply for Kissht Personal loan?
Documents required for Personal Loan
Basic Details
Quick profile verification.
Selfie
Simple identity confirmation.
PAN Card
Required for financial identification.
Aadhaar Card
Valid address proof document.
What our Customer Say about Us?
4.6
Customer Reviews
"My mother needed urgent medical treatment, and I was short on funds. I applied for a loan with Kissht, and to my surprise, the money came quickly, helping me in a tough time."
Anjali
"When my daughter’s wedding was near, I needed extra money to manage the expenses. Kissht made sure I got my loan on time, and I didn’t have to delay anything."
Ankita
"My house needed urgent repairs before the monsoon, but I didn’t have enough savings. Kissht gave me a loan fast, and I was able to fix everything before the rains started."
Rakesh
"One morning, my bike broke down completely, and I needed money for repairs. Kissht gave me a quick loan, and I was able to get back on the road without stress."
Ravi T
"My child’s school fees had to be paid suddenly, and I was worried about managing it. Kissht helped me get the money easily, and I paid the fees on time without any hassle."
Shreya P
FrequentlyAsked Questions
A personal loan can be used for a variety of purposes like funding a wedding, medical expenses, or debt consolidation. It's a type of unsecured loan. Borrowers can apply for an instant personal loan online with Kissht, offering flexible terms and competitive personal loan interest rates.
Loan application for an instant personal loan online with Kissht is simple: 1. Verify Mobile Number: Enter your number on the Kissht app, receive an OTP, and verify. 2. Enter Basic Details: Provide your name, DOB, address, and employment details. 3. Complete Digital KYC: Upload your PAN and Aadhaar for quick verification. 4. Get Your Loan: Once approved, funds are instantly transferred to your account.
To apply for a personal loan with Kissht, you'll need the following documents: 1. Basic details: Name, address, and employment information. 2. KYC documents: Aadhaar card and selfie verification. 3. PAN card: For identity verification. 4. Income details: Proof of income for loan assessment.
The interest rate on personal loans with Kissht may vary based on your profile, including factors like credit score and income. Rates are competitive, and the exact rate will be shared with you during the loan application process.
The amount you can get on a personal loan with Kissht depends on factors such as your credit profile, income, and repayment capacity. Loan amounts typically range up to ₹5 lakh, and the exact amount will be determined during the application process.
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